What is Full and Limited Tort?

This legal question was provided by Avvo.com.  You can view the original question here.

Question:

There are two parts to this question:

1) If I carry full tort, my understanding is any passenger in my vehicle in the event of an accident would be considered carrying full tort, even if they carry limited tort on their own policy.

2) If I am involved in an accident as a passenger and the person driving carries limited tort, but I have full tort on my policy am I then considered limited tort? If so, should I ask every time I get in a someone’s car if they carry full tort?

Answer:

If the driver elects full tort but the passenger’s own policy elects limited tort, then the driver’s full-tort election will apply.  If you are a passenger in a vehicle but you have your own auto policy electing full tort, then regardless of the driver’s election you will be subject to your full-tort election.

Do you have questions regarding full or limited tort?  If so, contact an experienced Media PA Attorney like Paul Fellman to represent you in your personal injury case.

This legal question was answered by Paul Fellman an experienced Media PA Personal Injury Attorney. This does not consent an attorney client relationship.