Delaware Legal Malpractice Attorney Discusses Liability Insurance
As an experienced Delaware Legal Malpractice Attorney, let me tell me about the dirtiest little secret in my profession. This might come as a shock to you, but there is no requirement for lawyers to maintain liability insurance. Some states like the State of Pennsylvania you have to carry a minimum of $100,000 in insurance and if you don’t, you have to disclose that in writing to the client. A hundred thousand dollars is pretty minimal. I don’t get it. You can’t get in a taxi cab without the taxi cab driver having to have insurance. Doctors have to have insurance. Real estate professionals have to have insurance. You wouldn’t let somebody cut down a tree in your yard who was not insured, but there is no requirement.
It really bothers me as a Delaware Legal Malpractice Attorney because guess who makes the decision as to whether or not lawyers have to have insurance? The legislature, and guess who basically comprises the legislature? A bunch of lawyers. It’s bad that people don’t even know to ask a lawyer if they carry professional liability insurance. You walk into a lawyer’s office and do you think you’re going to say, “By the way, are you insured?” Nobody asks that question. I’m telling you that this should be one of your very first questions. “Do you carry insurance? I’d like to see a copy of the policy.” That’s the way to proceed. In most states you can go to the website of the Office of Disciplinary Counsel, that’s where you go or just Google the Supreme Court of your state and there will be a drop down box that will show whether or not a lawyer has insurance.
Have you been misrepresented by a lawyer without liability insurance? Contact our experienced Delaware Legal Malpractice Attorneys to fight for you.
This educational video was brought to you by experienced Delaware Legal Malpractice Attorney Kevin W. Gibson. Our law firm proudly represents clients throughout Delaware, as well as Pennsylvania and New Jersey.